Notice of Your Financial Privacy Rights
is our privacy notice for our customers. When we use the words "you" and
"your" we mean the following types of customers:
**All of our
consumer customers who have a continuing relationship with us, such as:
*Safe Deposit Box
We will tell you the nonpublic personal information we collect on
our customers. We will tell you what measures we take to secure that
information. We first define some terms. We, our, and us means Native
American Bank. Nonpublic personal information means information about you
that we collect in connection with providing a financial product or
service to you. Nonpublic personal information does not include
information that is available from public sources, such as telephone
directories or government records. An affiliate is a company we own or
control, a company that owns or controls us, or a company that is owned or
controlled by the same company that owns or controls us. Ownership does
not mean complete ownership, but means owning enough to have control. A
nonaffiliated third party is a company that is not an affiliate of ours.
The Confidentiality, Security and Integrity of Your Nonpublic
We restrict access to nonpublic personal
information about you to those employees who need to know that information
to provide products or services to you. We maintain physical, electronic,
and procedural safeguards that comply with federal regulations to guard
your nonpublic personal information.
The Information That We
Collect We collect nonpublic personal information about you from the
* Information we receive from you on
applications or other forms
* Information about your transactions
with us, our affiliates, or others
* Information we receive from a
consumer reporting agency
We do not disclose any nonpublic
personal information about you to anyone, except as authorized by law.
Nonpublic Personal Information and Nonaffiliated Third Parties
Since we value our customer relationship with you, we will not
discuss your nonpublic personal information to nonaffiliated third
parties, except as permitted by law.
Information and Former Customers. We do not discuss nonpublic information
about former customers.
Notify Us of Inaccurate Information We
Report To Consumer Reporting Agencies. Please notify us if we report any
inaccurate information about your account(s) to a consumer reporting
agency. Your written notice describing the specific inaccuracy(ies) should
be sent to us at the following address: Native American Bank 165 S. Union Blvd., Ste 1000,
Lakewood, CO 80228
Internet Banking Privacy Information
recognize the importance of protecting the privacy of
personally-identifying information that may be submitted to us when you
visit our website.
The information we receive depends on what you
do when you visit our site. This is how we handle the information we learn
about you from your visit to our website.
If you visit our site to
read or download information on our web pages such as press releases and
checking and savings account information:
We collect and store
only the following information about you: name of the domain from which
you access the Internet (for example, aol.com, if you are connecting from
an America Online account, or a similar domain corresponding to your
Internet Service Provider "ISP"); date and time you access our website;
pages you may have visited on our site; and Internet address of the
website from where you came to visit our website.
We use the
information we collect to measure the number of visitors to the different
pages and sections of our site, and to help us make our site more useful
If you visit our website to use interactive banking
tools such as financial calculators and self-tests:
You may be
asked for personal information in order to complete the requested analysis
or evaluation. This information is NOT retained. If you identify yourself
by sending an e-mail or filling forms such as applications, check reorder
forms, contact forms and guest registers:
You may be asked for
personally-identifying information in order to process your e-mail, form
or application. This information may be retained by us and our business
partners for processing and to facilitate decisions. Information you
submit to us is treated no differently than any information you might
provide in a written format such as a brochure application, reorder slip
to order checks, or a letter.
We Want To Be Very Clear
protect and safeguard the privacy of users of our on-line services, just
as we do throughout the rest of our business. We will use personal
information to identify you, to communicate with you, and to help us
answer your questions.
We will NOT sell personally-identifying
information to a third party for the purpose of solicitation or provide
personal information to a third party for its own use.
we send our customers information about our products and services. If you
do not wish to receive this information, or if you believe that your
personal information is incorrect please contact us. We will investigate
the situation and if appropriate update our records.
If you have
any questions that are not answered in this section please contact us.
Our website brings
together a combination of industry-approved security technologies to
protect data for the bank and for you, our customer. It features a
VeriSign-issued Digital ID for the bank's Internet Service Provider
hosting our website, Secure Sockets Layer (SSL) protocol for data
encryption, and a router and firewall to regulate the inflow and outflow
of server traffic.
Secure Data Transfer
server session is established on an https secure page, the user and the
server are in a secured environment. Because the server has been certified
as a 128-bit secure server by VeriSign, data traveling between the user
and the server is encrypted with Secure Sockets Layer (SSL) protocol. With
SSL, data that travels between the bank and customer is encrypted and can
only be decrypted with the public and private key pair. In short, the
bank's server issues a public key to the end user's browser and creates a
temporary private key. These two keys are the only combination possible
for that session. When the session is complete, the keys expire and the
whole process starts over when a new end user makes a server session.
Router and Firewall
Secure forms must filter
through a router and firewall before they are permitted to reach the
server. A router, a piece of hardware, works in conjunction with the
firewall, a piece of software, to block and direct traffic coming to the
server. The configuration begins by disallowing ALL traffic and then opens
holes only when necessary to process acceptable data requests, such as
retrieving web pages or sending customer requests to the bank.
Using the above technologies, your Internet loan application and
check reorder transactions are secure.
End of Financial Privacy
Service Agreement and Disclosure Statement